Why Retirement Income Is a Different Discipline
“I don’t like annuities.” A fellow parishioner and financial planner said that to me recently during coffee hour after church. […]
Taxes in Retirement: How to Keep More of Your Retirement Income
The biggest retirement expense isn’t always healthcare. It isn’t inflation. For many retirees, it’s taxes they never planned for. Most
Part 5: The Strategy That Keeps a Property in the Family
The first four strategies in this series are all variations on term life insurance — protection for a defined period,
The Income Bridge: Why Retirement Income Sequencing Matters More Than Returns
Most retirees don’t fail because of bad investments. They fail because of poor income sequencing. One of the most common
Strategy 3: Coverage That Decreases as Your Mortgage Balance Does
A decreasing term policy — sometimes called a mortgage term policy — is designed to mirror your mortgage payoff schedule.
Fidelity Just Validated Everything We’ve Been Saying About Retirement Income
Fidelity Investments is moving to add a guaranteed lifetime income option inside its Freedom target-date funds — the same funds
Strategy 4: Mortgage Protection for Two-Income Households
Most mortgage protection conversations assume one primary earner. But the majority of American households today run on two incomes —
Avoid IUL Pitfalls — And the “Hockey Puck” Agent
When it comes to Indexed Universal Life insurance, it’s easy to be drawn in by a polished illustration and the
Strategy 2: Pure Mortgage Protection at the Best Price
Not everyone needs their premiums back. Some families want one thing from a mortgage protection policy: if something happens to
The Objection That’s Half Right
Most of what people “know” about annuities isn’t wrong. It’s just incomplete. Take one of the most common objections I