A Bonus That Builds an Asset
Executive Benefits Series Most bonuses disappear almost as quickly as they’re received. They’re spent on everyday expenses, deposited into savings,
The Employee You Can’t Afford to Lose: Why Retention Starts Before They Leave
Executive Benefits Series Every successful business has one. The employee everyone depends on. The one who solves problems without being
The Biggest Risk to Your Retirement Isn’t the Market. It’s Not Having a Plan to Replace Your Paycheck.
What if the biggest risk to your retirement isn’t the market, but not having a plan to replace your paycheck?
Why Retirement Income Is a Different Discipline
“I don’t like annuities.” A fellow parishioner and financial planner said that to me recently during coffee hour after church.
Taxes in Retirement: How to Keep More of Your Retirement Income
The biggest retirement expense isn’t always healthcare. It isn’t inflation. For many retirees, it’s taxes they never planned for. Most
Part 5: The Strategy That Keeps a Property in the Family
The first four strategies in this series are all variations on term life insurance — protection for a defined period,
The Income Bridge: Why Retirement Income Sequencing Matters More Than Returns
Most retirees don’t fail because of bad investments. They fail because of poor income sequencing. One of the most common
Strategy 3: Coverage That Decreases as Your Mortgage Balance Does
A decreasing term policy — sometimes called a mortgage term policy — is designed to mirror your mortgage payoff schedule.
Fidelity Just Validated Everything We’ve Been Saying About Retirement Income
Fidelity Investments is moving to add a guaranteed lifetime income option inside its Freedom target-date funds — the same funds
Strategy 4: Mortgage Protection for Two-Income Households
Most mortgage protection conversations assume one primary earner. But the majority of American households today run on two incomes —