Safe money strategies are about more than protecting principal—they’re about creating confidence in retirement. Explore educational articles about Guaranteed Retirement Income, Income Bridge planning, Fixed Indexed Annuities, MYGAs, Indexed Universal Life, and strategies designed to build an Income Floor that helps cover essential living expenses. When your essential expenses are covered by Guaranteed Retirement Income, the rest of your portfolio has permission to take risk because your lifestyle no longer depends entirely on market performance. Our goal is to provide clear, educational information that helps you make informed decisions based on your retirement goals, risk tolerance, and financial priorities.
An annuity should have a job. For some people that job is income they can’t outlive. For others it’s protecting part of what they’ve built from market loss. Here’s how to know if you have a job for one, and how to tell when you don’t.
What if the biggest risk to your retirement isn’t the market, but not having a plan to replace your paycheck?
“I don’t like annuities.” A fellow parishioner and financial planner said that to me recently during coffee hour after church.
The biggest retirement expense isn’t always healthcare. It isn’t inflation. For many retirees, it’s taxes they never planned for. Most
Most retirees don’t fail because of bad investments. They fail because of poor income sequencing. One of the most common
Fidelity Investments is moving to add a guaranteed lifetime income option inside its Freedom target-date funds — the same funds
Most of what people “know” about annuities isn’t wrong. It’s just incomplete. Take one of the most common objections I
Accumulation isn’t a retirement strategy. It’s a starting point. Accumulation gets you to retirement. Guaranteed income gets you through it.
This is Part 3 of a 3-part series. Read Part 1: The Annuity Puzzle | Read Part 2: PIRC →
This is Part 2 of a 3-part series. Read Part 1: The Annuity Puzzle → One of the most common