{"id":104,"date":"2026-07-07T09:41:27","date_gmt":"2026-07-07T13:41:27","guid":{"rendered":"https:\/\/iul.solutions\/blog\/?p=104"},"modified":"2026-07-08T16:43:06","modified_gmt":"2026-07-08T20:43:06","slug":"income-bridge-retirement-income-sequencing","status":"publish","type":"post","link":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/","title":{"rendered":"The Income Bridge: Why Retirement Income Sequencing Matters More Than Returns"},"content":{"rendered":"<p>Most retirees don&#8217;t fail because of bad investments. They fail because of poor income sequencing.<\/p>\n<p>One of the most common mistakes I see isn&#8217;t what people invest in \u2014 it&#8217;s where they pull income from first once they retire. And the order matters more than most people realize. Pull from the wrong place too early and you can permanently reduce income, increase taxes, or weaken the guarantees you worked years to build.<\/p>\n<h2>The Goal of Retirement Income Planning<\/h2>\n<p>The objective isn&#8217;t chasing returns. It&#8217;s this: create reliable income while allowing your strongest assets to work as long as possible. That&#8217;s where sequencing \u2014 and <a href=\"https:\/\/www.iul.solutions\/safe-money.html\">guaranteed lifetime income<\/a> \u2014 come in.<\/p>\n<h2>The Income Bridge Strategy<\/h2>\n<p>Think of retirement income as a bridge, not a single withdrawal account. Some assets are meant to be spent first. Others are meant to be activated later to create a permanent paycheck. The sequence is what makes the plan work.<\/p>\n<h3>Phase 1 \u2014 Spend Low-Growth Dollars First<\/h3>\n<p>These are typically cash, savings accounts, money markets, and CDs near maturity. These dollars don&#8217;t grow meaningfully, lose purchasing power to inflation over time, and have no lifetime income guarantees attached to them. Using them first preserves flexibility and protects your long-term income foundation.<\/p>\n<h3>Phase 2 \u2014 Let Guaranteed Income Assets Grow<\/h3>\n<p>Certain annuities are designed to grow an income base \u2014 not just an account value. When left alone, income bases can increase, future guaranteed payments grow, and lifetime income becomes stronger the longer it&#8217;s deferred. Turning income on too early often locks in a smaller lifetime paycheck than waiting would have produced.<\/p>\n<h3>Phase 3 \u2014 Activate Guaranteed Lifetime Income<\/h3>\n<p>Once the bridge is crossed, guaranteed income becomes the foundation \u2014 predictable, not market-dependent, and designed to last as long as you do. At this stage, income becomes a personal pension rather than a withdrawal strategy. The question shifts from &#8220;how much can I take out?&#8221; to &#8220;how long will this last?&#8221; And the answer, structured correctly, is: as long as you live.<\/p>\n<h2>Why Sequencing Matters More Than Returns<\/h2>\n<p>Retirement isn&#8217;t about guessing market returns. It&#8217;s about reducing the risk of outliving income, creating predictability, and coordinating cash flow efficiently. A plan that generates a 7% return but pulls from the wrong accounts in the wrong order can underperform a 5% plan with smart sequencing \u2014 because taxes, penalties, and lost compounding eat the difference.<\/p>\n<p>That&#8217;s why income planning should start before retirement \u2014 not after the first withdrawal has already been made.<\/p>\n<h2>The Right Question<\/h2>\n<p>The most powerful retirement plans don&#8217;t ask &#8220;How much can I withdraw?&#8221; They ask &#8220;Which dollars should work the longest?&#8221;<\/p>\n<p>That&#8217;s the difference between hoping income lasts \u2014 and knowing it will.<\/p>\n<p><a href=\"https:\/\/www.iul.solutions\/contact.html\">Book a Safe Money Review to map out your income bridge \u2192<\/a><\/p>\n<p>\u2014 Kurt<\/p>\n<p><em>Kurt Lytle is the founder of IUL.Solutions, an independent insurance and retirement income planning practice based in Nashville, TN. All recommendations are made only after a full suitability review in accordance with each state&#8217;s insurance regulations. IUL.Solutions does not provide tax, legal, or investment advice. NPN #8993693.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most retirees don&#8217;t fail because of bad investments. They fail because of poor income sequencing. One of the most common [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[18,20,19,21,17,22],"class_list":["post-104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-safe-money","tag-guaranteed-lifetime-income","tag-income-bridge","tag-income-floor","tag-retirement-income","tag-retirement-planning","tag-tax-diversification"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Income Bridge: Retirement Income Sequencing Strategy<\/title>\n<meta name=\"description\" content=\"Most retirees don&#039;t fail because of bad investments. They fail because of poor income sequencing. Here&#039;s the Income Bridge strategy, and why the order you pull income matters more than your rate of return.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Income Bridge: Why Sequencing Beats Returns in Retirement\" \/>\n<meta property=\"og:description\" content=\"Most retirees don&#039;t fail because of bad investments. They fail because of poor income sequencing. Here&#039;s the three phase Income Bridge strategy, and why the order you pull income from matters more than your rate of return.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/\" \/>\n<meta property=\"og:site_name\" content=\"IUL.Solutions Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-07T13:41:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-08T20:43:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/07\/1765991051575.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"719\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kurt Lytle\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kurt Lytle\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/\"},\"author\":{\"name\":\"Kurt Lytle\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#\\\/schema\\\/person\\\/e127ce10301995aee28186b2d0e944f3\"},\"headline\":\"The Income Bridge: Why Retirement Income Sequencing Matters More Than Returns\",\"datePublished\":\"2026-07-07T13:41:27+00:00\",\"dateModified\":\"2026-07-08T20:43:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/\"},\"wordCount\":519,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/1765991051575.jpg\",\"keywords\":[\"Guaranteed Lifetime Income\",\"Income Bridge\",\"Income Floor\",\"Retirement Income\",\"Retirement Planning\",\"Tax Diversification\"],\"articleSection\":[\"Safe Money\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/\",\"url\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/\",\"name\":\"The Income Bridge: Retirement Income Sequencing Strategy\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/1765991051575.jpg\",\"datePublished\":\"2026-07-07T13:41:27+00:00\",\"dateModified\":\"2026-07-08T20:43:06+00:00\",\"description\":\"Most retirees don't fail because of bad investments. They fail because of poor income sequencing. Here's the Income Bridge strategy, and why the order you pull income matters more than your rate of return.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#primaryimage\",\"url\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/1765991051575.jpg\",\"contentUrl\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/1765991051575.jpg\",\"width\":1280,\"height\":719,\"caption\":\"People crossing a piggy bank bridge \u2014 the Income Bridge retirement income sequencing strategy. IUL.Solutions Nashville\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/income-bridge-retirement-income-sequencing\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Income Bridge: Why Retirement Income Sequencing Matters More Than Returns\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/\",\"name\":\"IUL.Solutions Blog\",\"description\":\"Safe Money Strategies &amp; Retirement Income Planning | Nashville, TN\",\"publisher\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#organization\",\"name\":\"IUL.Solutions\",\"alternateName\":\"IUL.Solutions\",\"url\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/IULSolutions-Horizontal.png\",\"contentUrl\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/IULSolutions-Horizontal.png\",\"width\":1536,\"height\":1024,\"caption\":\"IUL.Solutions\"},\"image\":{\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/#\\\/schema\\\/person\\\/e127ce10301995aee28186b2d0e944f3\",\"name\":\"Kurt Lytle\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/03143ee68bb7c7a5869b2fc99ae89cb3c822e98250349ed87f645c7413f7ce4c?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/03143ee68bb7c7a5869b2fc99ae89cb3c822e98250349ed87f645c7413f7ce4c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/03143ee68bb7c7a5869b2fc99ae89cb3c822e98250349ed87f645c7413f7ce4c?s=96&d=mm&r=g\",\"caption\":\"Kurt Lytle\"},\"sameAs\":[\"http:\\\/\\\/0bm.78b.mytemp.website\\\/blog\"],\"url\":\"https:\\\/\\\/iul.solutions\\\/blog\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Income Bridge: Retirement Income Sequencing Strategy","description":"Most retirees don't fail because of bad investments. They fail because of poor income sequencing. Here's the Income Bridge strategy, and why the order you pull income matters more than your rate of return.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/","og_locale":"en_US","og_type":"article","og_title":"The Income Bridge: Why Sequencing Beats Returns in Retirement","og_description":"Most retirees don't fail because of bad investments. They fail because of poor income sequencing. Here's the three phase Income Bridge strategy, and why the order you pull income from matters more than your rate of return.","og_url":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/","og_site_name":"IUL.Solutions Blog","article_published_time":"2026-07-07T13:41:27+00:00","article_modified_time":"2026-07-08T20:43:06+00:00","og_image":[{"width":1280,"height":719,"url":"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/07\/1765991051575.jpg","type":"image\/jpeg"}],"author":"Kurt Lytle","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Kurt Lytle","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#article","isPartOf":{"@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/"},"author":{"name":"Kurt Lytle","@id":"https:\/\/iul.solutions\/blog\/#\/schema\/person\/e127ce10301995aee28186b2d0e944f3"},"headline":"The Income Bridge: Why Retirement Income Sequencing Matters More Than Returns","datePublished":"2026-07-07T13:41:27+00:00","dateModified":"2026-07-08T20:43:06+00:00","mainEntityOfPage":{"@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/"},"wordCount":519,"commentCount":0,"publisher":{"@id":"https:\/\/iul.solutions\/blog\/#organization"},"image":{"@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#primaryimage"},"thumbnailUrl":"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/07\/1765991051575.jpg","keywords":["Guaranteed Lifetime Income","Income Bridge","Income Floor","Retirement Income","Retirement Planning","Tax Diversification"],"articleSection":["Safe Money"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/","url":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/","name":"The Income Bridge: Retirement Income Sequencing Strategy","isPartOf":{"@id":"https:\/\/iul.solutions\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#primaryimage"},"image":{"@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#primaryimage"},"thumbnailUrl":"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/07\/1765991051575.jpg","datePublished":"2026-07-07T13:41:27+00:00","dateModified":"2026-07-08T20:43:06+00:00","description":"Most retirees don't fail because of bad investments. They fail because of poor income sequencing. Here's the Income Bridge strategy, and why the order you pull income matters more than your rate of return.","breadcrumb":{"@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#primaryimage","url":"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/07\/1765991051575.jpg","contentUrl":"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/07\/1765991051575.jpg","width":1280,"height":719,"caption":"People crossing a piggy bank bridge \u2014 the Income Bridge retirement income sequencing strategy. IUL.Solutions Nashville"},{"@type":"BreadcrumbList","@id":"https:\/\/iul.solutions\/blog\/income-bridge-retirement-income-sequencing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/iul.solutions\/blog\/"},{"@type":"ListItem","position":2,"name":"The Income Bridge: Why Retirement Income Sequencing Matters More Than Returns"}]},{"@type":"WebSite","@id":"https:\/\/iul.solutions\/blog\/#website","url":"https:\/\/iul.solutions\/blog\/","name":"IUL.Solutions Blog","description":"Safe Money Strategies &amp; Retirement Income Planning | Nashville, TN","publisher":{"@id":"https:\/\/iul.solutions\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/iul.solutions\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/iul.solutions\/blog\/#organization","name":"IUL.Solutions","alternateName":"IUL.Solutions","url":"https:\/\/iul.solutions\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/iul.solutions\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/05\/IULSolutions-Horizontal.png","contentUrl":"https:\/\/iul.solutions\/blog\/wp-content\/uploads\/2026\/05\/IULSolutions-Horizontal.png","width":1536,"height":1024,"caption":"IUL.Solutions"},"image":{"@id":"https:\/\/iul.solutions\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/iul.solutions\/blog\/#\/schema\/person\/e127ce10301995aee28186b2d0e944f3","name":"Kurt Lytle","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/secure.gravatar.com\/avatar\/03143ee68bb7c7a5869b2fc99ae89cb3c822e98250349ed87f645c7413f7ce4c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/03143ee68bb7c7a5869b2fc99ae89cb3c822e98250349ed87f645c7413f7ce4c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/03143ee68bb7c7a5869b2fc99ae89cb3c822e98250349ed87f645c7413f7ce4c?s=96&d=mm&r=g","caption":"Kurt Lytle"},"sameAs":["http:\/\/0bm.78b.mytemp.website\/blog"],"url":"https:\/\/iul.solutions\/blog\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/posts\/104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":1,"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions"}],"predecessor-version":[{"id":106,"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions\/106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/media\/105"}],"wp:attachment":[{"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/media?parent=104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/categories?post=104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iul.solutions\/blog\/wp-json\/wp\/v2\/tags?post=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}